Top Answer: Submitted by James Kane
Let’s be honest. With gas prices reaching $4 a gallon or more, it’s hard to pull out the cash to pay for it. More people… READ FULL ARTICLE

Top Answer: Submitted by Aryana Nakhai
It’s the biggest problem new credit card users face. How can I get credit if I don’t have a credit score yet? Credit cards for… READ FULL ARTICLE

Top Answer:Submitted by Chucks A.
Finding a credit card as a graduate student doesn’t have to be hard. Since only 2 percent of undergraduates have no credit card usage, according… READ FULL ARTICLE

Top Answer:Submitted bySweet-sparkles-07
You’re heading to the grocery store and pull out one of the grocery reward credit cards available in your wallet knowing full well you are about to… READ FULL ARTICLE

 
Top Answer:Submitted by Helen A. Bay
 
In today’s limited economy, having no credit or a low credit score will hurt you. Lenders are less likely to loan to… READ FULL ARTICLE

 
Top Answer:Submitted by Bazinga23
About 60 percent of consumers have some type of rewards credit card, according to the Federal Reserve Bank of Boston. If you frequently travel, air… READ FULL ARTICLE

Top Answer:Submitted by Andrew M.
Bad credit can sink your financial future if you don’t address the issue head on. One way to help fix the issue is to sign… READ FULL ARTICLE

Top Answer:Submitted by Bianca
The question of which credit card is best for students is a difficult one to answer. There are numerous student credit card offers – some with… READ FULL ARTICLE

Top Answer:Submitted by Samantha
Balance transfer credit cards can help individuals to reduce their debt load by offering a period of no APR – no interest building. Use them right… READ FULL ARTICLE

Top Answer:Submitted by Leslie M.
Credit cards for car rentals are almost always necessary. The car rental agency may limit the options most individuals have for renting a car –… READ FULL ARTICLE

Top Answer:Submitted by VernorLS
Credit card beginners may have limited or no credit score. Getting to that point requires using credit. It may seem like a vicious circle, but building… READ FULL ARTICLE

Top Answer:Submitted by Ronald M.
Cash back credit cards give you money back on your card or in the form of a check just for making purchases. Who doesn’t want… READ FULL ARTICLE

Top Answer:Submitted by MFLifestyles.
Are there good emergency credit cards? Credit cards should be a last resort when it comes to needing money. Having an emergency fund is a better… READ FULL ARTICLE

Top Answer:Submitted by Jared.
Bank of America is the largest bank in the United States. It offers consumers a wide range of credit cards. This includes cash back credit cards, travel… READ FULL ARTICLE

…It’s for Business
Credit card interest tax deductable? What’s that?  Those of us who are old enough to remember-but not so old we forget-can recall the good old days, when… READ FULL ARTICLE

Top Answer:Submitted by Justine C.
Credit building is a slow and meticulous process that it is well worth the effort. The only way to build credit is to use credit.… READ FULL ARTICLE

Top Answer:Submitted by Jenny G.
According to the United College Marketing Services, the average college student has 2.8 credit cards and carries an average balance of $885. Despite all the… READ FULL ARTICLE

Top Answer: Submitted by SpendSavvy.
Credit card airline miles mean big bucks. According to some reports, thousands of airline miles earned by consumers go unused each year. Some expire, some… READ FULL ARTICLE

Top Answer: Submitted by Josh D.
Balance transfer credit cards allow users to transfer some or all of a balance on an old credit card onto a new credit card.… READ FULL ARTICLE

Top Answer: Submitted by Jan M.
Using a credit card in Europe is possible. It is safe and often thought of as one of the smartest ways to protect yourself… READ FULL ARTICLE

When was the last time you checked your credit report? Credit reports contain data collected by the credit reporting agency as reported from all of the sources of your credit… READ FULL ARTICLE

The Credit CARD Act is one of the most sweeping of credit reform laws put into place in recent years. The law places restrictions on lenders and requires them to… READ FULL ARTICLE

What if your credit card company told you about the best deals in airline tickets? MasterCard’s announcement of PriceAssure may help many frequently flyers cut down on the ever increasing… READ FULL ARTICLE

As odd as it may sound, some credit card companies will cut you off just like a bartender at closing time if you try to consume too much gasoline using… READ FULL ARTICLE

A new survey published by Capital One revealed that the vast majority of those who carry a rewards credit card and are actively enrolled in their card's rewards program did… READ FULL ARTICLE

Sallie Mae recently reported that about 35% of college students who used their credit cards to pay for direct educational expenses – such as tuition and textbooks – did so… READ FULL ARTICLE

GeniusWave has created a new travel and utility app for mobile phones called Location Finder for Travel Cards. The benefit of this particular app is that it helps credit card… READ FULL ARTICLE

The environmental organization Brighter Planet recently partnered with MasterCard to offer business credit card customers a tool that helps them not just track their credit card expenses but also their… READ FULL ARTICLE

The Washington Post featured an article in mid-May that explained how Americans are applying their money to pay off their credit card debt faster, even if doing so means that… READ FULL ARTICLE

Police in Orlando suggest that if you bought gasoline with a credit card in Orlando within the past couple of years, you may want to check your credit card statement… READ FULL ARTICLE

If you are trying to lower your credit card debt, you may want to carry your plastic only when you are in a good mood and feeling confident about yourself.… READ FULL ARTICLE

VantageScore Solutions recently received a patent and trademark for its proprietary method of performing credit report scoring that combines various credit reports into one single score. The same VantageScore model… READ FULL ARTICLE

New radio frequency (RF) chip credit cards are really handy and convenient, because all you have to do to use one of them to purchase something is to basically wave… READ FULL ARTICLE

The Sacramento Bee newspaper reported in early May that according to the major credit rating agency Moody's, defaults on credit card payments are about to hit their lowest level in… READ FULL ARTICLE

SunTrust bank, a major financial institution with lots of branches across the southeastern USA, has partnered with MasterCard to launch the SunTrust Campus Card, an innovative product that basically combines… READ FULL ARTICLE

U.S. credit card issuers who have been pondering the adaptation of European style pin and chip credit cards got a new incentive to move ahead when the United Nations Federal… READ FULL ARTICLE

As usual, America's elected officials are in the middle of an ugly skirmish over money. This time lawmakers are debating over rules and regulations governing credit and debit cards, particularly… READ FULL ARTICLE

The nationwide craft supply chain Michael's reports that some of its locations, including about half a dozen in North Carolina, may have credit card PIN pads that have been tampered… READ FULL ARTICLE

Credit card issuing banks are lobbying federal regulators in an attempt to put restrictions on who qualifies for a credit card. Under their proposed changes, for example, if your spouse… READ FULL ARTICLE

Equifax, the major credit reporting agency, has introduced a new product that will help consumers protect their own credit information from fraudulent use while they also monitor their credit profile… READ FULL ARTICLE

A handy new innovation that plugs into the USB port of any computer can help give online shoppers extra peace of mind thanks to additional layers of encryption protection. The… READ FULL ARTICLE

Three of the nation's biggest phone carriers are reported to be in the planning stages of a new credit card transaction network involving “near field communication or NFC technology. It… READ FULL ARTICLE

Now there is a great new board game, designed for anyone from teenagers to senior citizens, that teaches financial literacy as you play. Learn about how to set a budget,… READ FULL ARTICLE

According to PC World's online news site, Netflix fired a call center worker for stealing credit card numbers from customers of the online movie rental service. The alleged theft of… READ FULL ARTICLE

Consumers across the USA spent nearly 14 billion online in the month of April, according to statistics from a SpendingPulse survey. That's more than a 19% increase compared to April… READ FULL ARTICLE

According to FOX news, the average introductory offer for interest rates rose to more than 14.65% within the past few weeks, and that is the first introductory APR jump since… READ FULL ARTICLE

According to a recent article on the CNN/Money website, interest rates on financial products like mortgages are near their lowest levels in history, but credit card interest rates are closing… READ FULL ARTICLE

Everyone knows that there are many popular credit card rewards programs available. But a surprising number of program benefits or other lesser known credit card perks are not taken advantage… READ FULL ARTICLE

Carrying a balance on a credit card is easy to do, but even paying interest for one or two months can make credit card use too expensive. Plus if you… READ FULL ARTICLE

MBNA, the largest credit card issuing company in the UK, will start replacing existing credit cards with futuristic contactless ones. The new high-tech plastic will be phased in whenever the… READ FULL ARTICLE

Four people who ran what British police claim was the largest English language forum for selling stolen credit card numbers are now in prison. The criminals ran an online clearinghouse… READ FULL ARTICLE

A Nebraska bank will be giving a pretty amazing cash back bonus to credit card customers, but it is not the kind of cash back rewards situation normally associated with… READ FULL ARTICLE

In the movies Matt Damon often portrays the character Jason Bourne who is a fictitious spy with a lock box filled with fake passports, numerous credit cards, and tons of… READ FULL ARTICLE

If you were lucky enough to successfully negotiate a debt settlement with your credit card company, you may not be completely out the woods yet. When loan balances are waived… READ FULL ARTICLE

Nearly one out of every two cardholders in the USA carries either a Bank of America or Merrill Lynch debit or credit card, and those who do carry this plastic… READ FULL ARTICLE

Someone who used to be employed by American Airlines at a California airport was busted on federal charges of stealing credit card information from customers. The prosecutors in the case… READ FULL ARTICLE

Although many cardholders rejoice once they have accumulated enough credit card travel rewards to buy an airline ticket, many later find out that their reservations are a mess. Worse still,… READ FULL ARTICLE

According to the CNET computer news website, a CNET reporter was informed in an online chat room by a member of a hacker group that another major attack against computer… READ FULL ARTICLE

April 30 was officially declared Financial Health Clinic Day by the Bankruptcy Section of the North Carolina Bar Association. To celebrate the day there were free financial literacy clinics organized… READ FULL ARTICLE

Several new apps are now available to those credit card holders who have smart phones, and they can help monitor expenses or process credit card transactions on the move.
The… READ FULL ARTICLE

The computer anti-virus and anti-spyware company Webroot, offers some of the most sophisticated state-of-the-art computer protection products and services. In April it sent customers an email alert regarding smart phone… READ FULL ARTICLE

MasterCard saw its first-quarter profits spike by nearly 25%, outpacing the predictions of industry analysts. The company reported a profit of $562 million versus last year's results for the same… READ FULL ARTICLE

Sony still struggles in the wake of a gigantic cyber attack that threatened tens of thousands of PlayStation customer credit card accounts. The hackers breached Sony computer security and made… READ FULL ARTICLE

American Express customers, especially the wealthier ones, have been spending more while using their plastic. Experts believe that much of the increase is due to generous rewards programs that Amex… READ FULL ARTICLE

April was Financial Literacy Month across America, and one group that offered some great resources to commemorate the occasion was the Texas Society of Certified Public Accountants. While the group… READ FULL ARTICLE

As the Los Angeles Times reported recently, the Supreme Court handed down a divided decision in April that affects cardholders by saying that credit card companies can insist that their… READ FULL ARTICLE

A new report from the Pew Health Group emphasizes that although 90 percent of Americans use checking accounts, those who have credit cards enjoy greater consumer protections. Although many consumers… READ FULL ARTICLE

A Harris County, Texas jury recently handed down a $13.8 million verdict against a credit repair business and its owner. The jury found that the accused had intentionally defrauded consumers… READ FULL ARTICLE

As recently reported on the Atlanta Journal Constitution's website, consumers are repaying a record amount of credit card debt. In 2010, for example, cardholders managed to pay off more than… READ FULL ARTICLE

According to recent data from First Command, a financial planning company, less than 25% of Americans feel financially secure. That's down nearly 40% from just six months ago. Meanwhile more… READ FULL ARTICLE

Normally if a cardholder thinks that there is a chance that their card or card data has been lost or stolen they will immediately ask the card issuing company to… READ FULL ARTICLE

The majority of Americans do not understand the importance of their credit score and they also have a mediocre credit score. Plus, according to a recent Harris poll, they do… READ FULL ARTICLE

The enormous home improvement chain Lowe's made business headlines in April when it announced that those customers who carry a Lowe's credit card can now save huge amounts of money… READ FULL ARTICLE

As reported by media outlets including PC World, credit card bandits in the city of Seattle have been stealing credit card information without even getting out of their luxury car.… READ FULL ARTICLE

Chase and Wells Fargo, two of the biggest credit card issuers in the USA, recently revealed pilot programs that will experiment with using sophisticated, high-tech “pin and chip credit cards… READ FULL ARTICLE

The news media company Reuters reports that now when customers of Bank of America miss a monthly credit card payment they may get socked with a really stiff penalty. Instead… READ FULL ARTICLE

Cintas Corporation, a leader in secure document management, just announced that debt-slaying mom Amy Van Gundy of Ventura, CA won the company's grand prize in its first-ever “Shred Your Debt… READ FULL ARTICLE

According to an article distributed by the Fox Business website, the average American has four different credit cards, but a large percentage of those cardholders use at least half of… READ FULL ARTICLE

According to Reuters news agency attendance was robust and participants were upbeat when nearly 800 bankers and consultants met at an upscale hotel in Miami in April. They came together… READ FULL ARTICLE

Sony believes that around 10 million credit card accounts may have been exposed when its computer network was compromised by a hacker who stole data from some 77 million PlayStation… READ FULL ARTICLE

Law enforcement agencies have been in an intense battle with credit card crime rings over the past few years as more Americans shop via the Internet and more criminals become… READ FULL ARTICLE

While more than 70% of today's college kids appreciate the value of a higher education and believe that getting a university degree will enable them to make more money and… READ FULL ARTICLE

Although many apps are free for the taking and all you have to do is download them to your smart phone or similar compatible device, what many consumers are now… READ FULL ARTICLE

By now you have probably heard that banks have aggressively raised their fees for customers who use an ATM that is outside of their network. In other words if you… READ FULL ARTICLE

According to the IRS, the typical tax refund is right around $2,700, and as we all know people generally like to spend their refund pretty fast. The trick, according to… READ FULL ARTICLE

50 Cent, the famous rapper from New York, was recently targeted by a credit card criminal according to reports in the New York Daily News. Apparently his American Express credit… READ FULL ARTICLE

Everyone knows that debt is a drag, but it can be so hard to pay off nagging credit card debts. The balances may have lingered for months or even years,… READ FULL ARTICLE

Not long ago authorities encountered a new kind of scam that builds upon one of the oldest tricks in the book by adding a new, high-tech social media twist. Crooks… READ FULL ARTICLE

Finding a credit card with a low interest rate is typically on everyone’s list. Lenders make money by charging interest as a fee for borrowing money. If you are paying… READ FULL ARTICLE

Balance Transfers – What You Have to Know
Balance transfer specific credit cards allow you to transfer what you owe from one lender to another. Simply put, you will use… READ FULL ARTICLE

Are you considering obtaining an airline credit card? These are not just travel rewards credit cards, though you may expect them to be. In fact, these cards can be very… READ FULL ARTICLE

Now that the first quarter of 2011 is behind us, it is a good time to take a look at some of the best cards of 2010. Many of these… READ FULL ARTICLE

Most Americans are by now aware that the USA typically lags behind other industrialized nations when it comes to education in such things as math, science, history, geography, and language.… READ FULL ARTICLE

When shopping for a prepaid card, most consumers are already playing from a weakened negotiating position because the typical person who needs a prepaid applies for one since they do… READ FULL ARTICLE

Fed Chairman Ben Bernanke used last month to speak publicly about the important of financial literacy to ensure a stable, healthy economy. April was Financial Literacy Month, and Bernanke gave… READ FULL ARTICLE

FICO, the pioneering company that basically invented the concept of credit scoring, recently launched ScoreInfo.org, a non-commercial website that is essentially devoted to financial literacy. The mission of the FICO… READ FULL ARTICLE