Credit Report Monitoring
Credit report monitoring is one of the best tools for you to use no matter who you are, what type of credit you have or how you plan to use it. Here is why - it provides you with peace of mind. You know exactly what your credit report looks like. That way, you know that companies you are already working with are reporting accurate information about you. You also keep yourself safe from identity theft.
Who Needs It?
Everyone can benefit from the use of credit report monitoring. In a few situations, though, it is invaluable.
- Are you working to raise your credit score? If so, you need to know where the problems are and how to fix them. This tool can help you to do just that.
- Are you planning to buy a home in the next year or two? To save thousands of dollars on the purchase price of your home, use credit-monitoring services to help you to boost your score. Even a small amount may mean a lower interest rate.
- Have you had errors on your report before? If so, checking your report throughout the year can be expensive. Credit monitoring services make it easier and less costly.
- Are you worried about identity theft? Use credit monitoring to help you to spot problems or inaccurate information on your report so it does not hurt your score.
- Are you planning to obtain a new loan, perhaps for a new car or to consolidate your debt? Use credit monitoring to help you to boost your score.
In every situation, it is up to you to make the changes. However, with credit report monitoring, you know what is happening within your credit report. You can ensure you know exactly where things stand before you actually apply for your next loan. That is powerfully important.
GoFreeCredit.com
Product Snapshot:
- Get Your Free Equifax Credit Score!
- Instantly View Your Credit Score!
- 30-Day Free Trial of Credit Monitoring
- Extensive 3-Bureau Credit Monitoring for Fraudulent Activity
Scores: All 3 Scores
Price: $16.95 / month
Free Trial Period: 30 Days
Monitoring: Daily 3 Bureau
ID Theft: NA
Review: While the price tag isn’t inexpensive for the monitoring service, members receive monitoring of all 3 credit scores and credit reports on a monthly basis. This is one of the most beneficial ways to truly watch the information collected by and reported by the major credit agencies.
Privacy Guard
Product Snapshot:
- Get your Triple-Bureau Credit Report and All 3 Credit Scores
- Triple-Bureau Credit Monitoring with daily alerts
- $ 1 for the first 30 days
Dashboard View:
Scores: All 3 Scores
Price: $ 14.99 / month
Trial Period: $ 1 for first 30 days
Monitoring: Daily Triple-Bureau Credit Monitoring
Review: Privacy Guard offers one of the longest trial periods (30 days) at a significant discount to determine how much you value the protection and monitoring characterstics of the service. You receive alerts by email, monitoring among all 3 bureaus, a central dashboard to monitor activity of your credit, as well as a tool to assist with estimating whether or not your credit is on the upward track.
